Judgment summons
Advice
A judgement summons is an order for an individual who owes money (“debtor”) to another individual (“creditor”) to attend court. The intention is that an order will be made concerning the repayment of money owed. The judgement summons must be served on the debtor no less than 14 days before the hearing; this can be made in person or sent via postal service. You may be able to stop a creditor from taking you to court if you agree to a payment plan with them.
Necessary documentation
Before a creditor can take you to court to collect a debt, they must send you the necessary documentation. If they have not, you may be able to challenge the claim. The majority of credit agreements are covered by the Consumer Credit Act. If this is the case the creditor must follow the necessary steps before taking court action. Note that if your agreement is not covered by the Consumer Credit Act, the creditor does not have to send you a default letter. They are still however required to send you a letter of claim and a claim pack.
How we can help
Lestons can review and correspondence regarding a claim being made against you, we can, if instructed appoint one of our excellent third-party independent financial advisors who can prepare a financial overview to support a proposed repayment schedule. Please note we make no commission from these referrals but do need clients to open a case so that we can prepare a financial brief for them. To gain our assistance you need to open a case, this is done by taking advantage of our free consultation service, activated by the link at the top of the page, should you wish to start a case the caseworker will send you the suitable payment link.
Please note your caseworker can only give generic advice, their role is to prepare your details for handling by our legal team and to act as your point of contact, they will also issue you with your Password and PIN, these will be needed to log onto your client dashboard. From your dashboard you will be able to manage and view every aspect of your case, upload documents, images, files etc.