Your mental health

Living with an IVA can often feel restrictive. Your creditors effectively determine how you will live your life for the next five years, and navigating this new way of life can have a severe impact on your mental wellbeing. For example, you might think it's pointless to get a job if most of your money goes to an IVA or become depressed at the lack of money to do things you would like to do.

We politely suggest the following to alleviate any mental or emotional pressures.

• Don't be afraid to ask for support. Charities such as the Samaritans and Mind provide free support for anyone struggling with their mental health. You can also talk to your GP for professional help and advice.

• Join a Peer Group – Debt and IVAs can be a lonely experience that isolates you even from the people who know and love you best. You are not alone in this, and others understand and offer support. Joining a peer group allows you to communicate and interact with people who understand exactly where you are coming from. You can find more about these through your local library or the Citizen Advice office.

 

How we can help

Lestons are not registered as financial advisors and can therefore not give specific advice, we can however provide you with access to our recommended professional financial advisor who can give you great advice. Please note we make no commission from these referrals but do need clients to open a case so that we can prepare a financial brief for them. To gain our assistance you need to open a case, this is done by simply clicking on the link at the top of the page, you will then need to deposit a sum equal to one hour’s usage, upon receipt of these funds you will be assigned your personal caseworker who will telephone you to discuss the matter and make suggestions on how to proceed.

 

Please note your caseworker can only give generic advice, their role is to prepare your details for handling by our appointed financial advisor and to act as your point of contact, they will also issue you with your Password and PIN, these will be needed to log onto your client dashboard. From your dashboard you will be able to manage and view every aspect of your case, upload documents, images, files etc.

 

Living under the restrictions levied on individuals can have significant mental health effects, to address this any client who uses Lestons to arrange their IVA gets 100 hours of free mental health support from our in-house psychological team.